There isn’t anything better than spending a warm summer day out on the water. The breeze and sunshine is very therapeutic. If you have or will be riding a personal watercraft, such as a jet ski, it is important to have insurance to keep you, your family and others covered.
There are a few different options you can choose to cover your PWC. It is important to explore all options that will best suit your needs this summer. Regardless of the brand of your PWC, insurance should be able to protect you, your passenger, and your PWC.
Personal Watercraft Coverage
Watercraft Medical Payments Coverage will help pay costs of anyone injured when the accident occurred.
Watercraft Liability Coverage covers the medical and any other expenses of whoever became injured. This will also help pay for any repairs to the other persons PWC.
Property Coverage will pay for your PWC, but will also pay for any damage caused by a dock, pier, debris, or buoy. Basically, this will cover any damage your PWC encounters that isn’t accident, fire, theft, or vandalism.
Repair costs can be factored in if you need help with your PWC.
Emergency services are very helpful and PWC coverage can cover the costs of towing, labor, or even the cost of delivering fuel.
Uninsured boaters are out there, but if you are insured and are involved in an accident, PWC will cover you, your family, or anyone on your boat that was injured during the accident.
Agreed value is given to you after an accident. This means, that the money you are owed will be to the amount of your PWC at the start of the policy.
Personal Effects Coverage will protect your items on your boat if they are lost, stolen, or damaged.
Boat Trailer Coverage covers any damage to the trailer during an accident or other unforeseen incident.
Regardless of how much time you spend on the water, or what type of body of water you are on. It is very important to make sure you and your loved ones are protected during such a joyous time. If you are planning on riding a PWC or boat, give our office a call. We will be happy to help you!