Ask an Agent: What Should I Do If I’m In a Car Accident?
Ask an Agent: What Should I Do If I’m In a Car Accident?

Q: “I’ve just had a car accident. What are the immediate steps I should take?” A: Your first priority immediately after a car accident is to ensure the safety of yourself and all passengers, says Highlands Ranch, Colorado-based Allstate agent Michelle Colaizzi. Check for injuries, and contact first responders by calling 911, if necessary. If

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Of Course You Don’t Need Life Insurance!
Of Course You Don’t Need Life Insurance!

Most of us take more time planning our vacations than our financial futures. That’s why we decided that a quick chat with a top financial advisor might do us all some good. We spoke with Sarah Kaelberer, CFP, ChFC, who is a partner and President of Business & Estate Advisers Inc. in the Minneapolis area.

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Guide to Buying Life Insurance at Every Stage of Life
Guide to Buying Life Insurance at Every Stage of Life

Your life insurance needs are different when you’re starting a family than when you’re about to retire. Life insurance is an essential part of every family’s financial plan, but people often underestimate the amount of coverage they need and pay too much for what they get. What’s more, your needs change as you age: The policy

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How Does Hitting a Deer Impact Your Insurance?
How Does Hitting a Deer Impact Your Insurance?

As far as your auto insurance company is concerned, hitting a deer is typically a covered loss. Comprehensive coverage typically provides this protection and often actually stipulates that collision with a bird or animal is covered. Some states may let you choose whether you want to have these losses paid under collision or comprehensive coverage.

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Survey Shows Big Gaps in Knowledge About Auto Safety Tech
Survey Shows Big Gaps in Knowledge About Auto Safety Tech

Adaptive cruise control has been an option on some cars for almost a decade. But in a recent national survey, 65 percent of U.S. drivers didn’t know what it was. The survey, by the University of Iowa Public Policy Center’s Transportation and Vehicle Safety program, suggests big gaps in the public’s knowledge about potentially life-saving

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Labor Day Drivers Saving $1.4 Billion this Weekend
Labor Day Drivers Saving $1.4 Billion this Weekend

Labor Day is historically one of America’s busiest driving holidays, but this year it’s likely to be remembered for being one of the cheapest. With gas prices continuing to move lower, the national average for a gallon of gas this Labor Day is expected to fall to $2.44, marking the lowest price at the pump

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Are you considering employee drug testing? Three questions to ask first
Are you considering employee drug testing? Three questions to ask first

You may be able to legally use marijuana for medical and recreational purposes in some states, but the drug is still not welcome in the workplace. And federal laws and regulations still require that employers keep illicit drugs out of the workplace, state laws notwithstanding. Employers across the country are also concerned that substance-using employees

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Looking for a Guaranteed Income Stream?
Looking for a Guaranteed Income Stream?

If you are concerned about outliving your savings, perhaps an income annuity will fit your needs. An annuity can offer a guaranteed lifetime income that you can’t outlive. Fixed income annuities are offered with a number of payment options, allowing you to structure payouts according to your financial goals and objectives. Consider these four income

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Is WiFi in the Car a Good Thing?
Is WiFi in the Car a Good Thing?

It seems human nature that as soon as new technology comes along, it becomes instantly impossible to live without. Remember a time before cell phones? Maybe. Remember a time you didn’t have yours? Probably not. Once we get something we love, we expect it to work and be there for us at – every time.

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